Liquor Liability Insurance: Cost and Coverage

Insurance for Liquor Stores Liquor store insurance is required for any facility that sells spirits or any other form of liquor. Liquor store insurance is a policy that protects liquor stores from third-party claims resulting from a personal injury or accident caused by someone who was intoxicated after purchasing liquor from that store.

Package liquor stores sell a variety of bottled and packaged alcoholic beverages, including wine and beer, for consumption from the store. Beer kegs may be available. Domestic or foreign sources can be used.

For the things sold, procedures must be licenced. Sales of liquor and alcohol may be limited, or the store could also sell soft drinks, nonalcoholic mixers, Liquor Store Insurance food, lottery tickets, or other goods. For the convenience of customers, some items may be offered refrigerated. Package liquor retailers are generally open till the first morning hours. They might be privately or corporately held, or they may be solely owned and operated by the state government.

This form of insurance is not limited to covering liquor stores. This also applies to bars, taverns, and restaurants that regularly offer alcohol consumption, as well as event organisers, wedding coordinators, and event managers. Individuals arranging a one-time event where alcohol consumption will be served are also covered by the liquor store insurance plan.

Liquor store insurance can protect your business from litigation for less than $77 each month. Get a quick price and your certificate of insurance immediately.